Webinar
April 24, 2025 | 11:30 AM EST
Join us to learn how Data & AI can simplify workflows, reduce manual tasks, and drive smarter decisions. Whether you’re tech-savvy or not, we’ll guide you every step of the way.
Carolina Patiño
Data Science Specialist
Carolina is an economist with a strong foundation in econometrics and more than a decade of experience in data science and credit analytics. At Kin Analytics, she partners with leasing teams to turn data into real-world results—whether that means building smarter credit scoring models or automating processes that actually make a difference on the ground.
As the host of Next-Gen Leasing: Built with AI, Carolina will demystify what AI really means for the leasing industry. She’ll share practical insights on how it can accelerate underwriting, sharpen decision-making, and boost your team’s overall efficiency.
Goutham Balaraman
CTO Crossroads
Goutham Balaraman is the Chief Technology Officer at Crossroads Equipment Lease & Finance. With over 20 years of professional experience, Goutham has held various technical leadership roles at fintech companies.
Goutham has applied machine learning to solve problems for different departments such as credit, sales, and capital markets. He gained a unique perspective by modeling prepayment and loss models for mortgage portfolios during the 2008 financial crisis. His work has been widely recognized, and he has numerous publications and white papers to his credit.
Goutham holds a Ph.D. in Physics from Georgia Institute of Technology. He lives in Los Angeles with his wife and kids.
Moto Tohda
VP of IS, Tokyo Century
Moto Tohda is the VP of Information Systems at Tokyo Century (USA) Inc., where he oversees the entire IT for the US operations of a global company, Tokyo Century Corporation.
As Moto wears many hats, his past IT initiatives are in security, disaster recovery, and many implementations of ERP-related systems, always striving to balance business objectives with IT initiatives.
His newest endeavor is to bring data back to users' hands as more access and control to their data drives creativity, leading to innovation.
AI initiatives were once called "rocket science."
However, they are now part of the strategic initiatives that drive data literacy and design thinking.
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